Explore No Money Down Home Loan Options in Arizona
Buying your first home? Find out whether you may qualify for a low- or zero-down mortgage option, understand yourestimated budget and monthly payment, and shop with confidence before you start viewing homes.
- Explore First-Time Loans
- Calculate Your Home Budget
- Estimate Upfront Costs
- Calculate Your Home Budget
See If You Qualify for a Low or No Money Down Home Loan
Complete this short form to tell us about your home-buying plans. We will review your information and help you understand which available options may fit your situation.
Helping Arizona Buyers Purchase Their First Home With Less Money Upfront
Many first-time buyers assume they need a large down payment before they can purchase a home. That is not always the case. Since 2003, Qualify Before You Buy has helped Arizona buyers understand their financing options, estimated payments, upfront costs and realistic price range before they start shopping.
Depending on your eligibility, available options may include FHA, VA, conventional low-down-payment programs or down-payment assistance. We explain the options clearly so you can make a confident decision without guessing.
Low- and Zero-Down Options Explained
Understand which available programs may fit your finances and eligibility.
Estimated Monthly Payment Calculated
See an estimated monthly payment based on your price range and available loan options.
Know Your Price Range Before Shopping
Focus your home search on properties that fit your estimated budget.
Understand Your Estimated Cash to Close
Know the estimated down payment and closing costs you may need before moving forward.
We provide mortgage and real estate guidance in one place, with local support for homebuyers across the Phoenix area.
Stop Waiting for a
20% Down Payment
You may be closer to buying a home than you think. We help you understand which programs may reduce the amount
you need upfront and what steps can move you toward qualification.
Explore Lower Down Payment Options
Compare available FHA, VA, conventional and assistance options based on your finances and eligibility.
Know Your Upfront Costs
Understand your estimated down payment, closing costs, monthly payment and cash to close before you make an offer.
Get a Clear Home-Buying Plan
Receive personal guidance on the steps, documents and financing options that may help you become ready to buy.
What Happens When You Shop Without Knowing Your Down Payment Options?
Starting your home search before understanding your financing can lead to wasted time, missed opportunities and
unnecessary frustration.
Waiting years because you think you need 20% down
Looking at homes outside your real budget
Missing programs that could reduce upfront costs
Losing a home because you were not prequalified
Know Your Options Before You Shop
Our initial review helps you understand what may be possible before you invest time touring homes or making offers.
See Which Programs May Fit
Learn which low- or zero-down options may be available based on your credit, income, employment, military eligibility and available funds.
Know Your Estimated Budget
Understand your estimated price range, monthly payment and upfront costs before choosing homes to view.
Shop as a Prepared Buyer
Complete the prequalification process so you can make stronger offers and show sellers that you are serious.
Your Path to Buying a Home With Less Money Down
Get clear answers in four simple steps:
Tell Us About Your Situation
Complete the short form with your credit range, income, employment, available down payment and home-buying goals.
Review Available Options
We review your information and identify the low- or zero-down loan options that may fit your situation.
Know Your Numbers
Understand your estimated budget, monthly payment, upfront costs and documents needed to move forward.
Get Prequalified and Start Shopping
Complete the required review and receive your prequalification letter so you can search for your first home with confidence.
Save $25K on Your Home Purchase or We Will Pay You $7,500 Cash
Join hundreds of buyers who’ve saved $25,000 or more by using our home buying program. If you don’t save
$25K, we’ll pay you $7,500 cash. Guaranteed.
Testimonials
What Our Clients Say About Us
Had the absolute BEST experience working with Drew and April. As first time home buyers we didn’t know a thing about buying a home. But this team was incredibly knowledgeable, took the time to explain every detail to us, and helped us get the best deal possible on our new home. They’re both extremely genuine and caring people who want nothing but the best for your buying/selling experience. I will be using Drew and April for all my realtor needs going forward and couldn’t recommend them enough.
Amanda Downey
Drew was fantastic with our Refinance! He is incredibly knowledgeable and gave us the best advice! Drew was able to save us a tremendous amount of money and bonus there was NO closing cost!!! If you are in the market for a new home or even just want to lower you payment Drew is your guy!
Clyde Carty
Drew deLeon was an amazing realtor who helped us find the perfect home for us to start a family. He is super knowledgeable and answered every single one of our questions.
He also helped us finance our home as he is a lender as well. It was such a smooth and convenient process. It was a one stop shop experience. I highly recommend if you are looking to buy/sell or refinance, he’s your guy. I cannot recommend him enough!
